Home › 1020 S Oak Street, Lake City, MN 55041 (MLS# 7148721)

1020 S Oak Street, Lake City, MN 55041 (MLS# 7148721)

$475,000
1020 S Oak Street
Lake City, MN 55041
MLS# 7148721
4 beds  |  3 baths  |  4234 sqft
1020 S Oak Street, Lake City, MN 55041
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Open House (10/09/2026 - 5:00 pm - 6:30 pm)

Property Description
Well-maintained and spacious twin home offering a comfortable, open floor plan with plenty of room to spread out. The main level features three bedrooms, including a generously sized primary suite with a large walk-in closet and attached 3/4 bathroom. Enjoy the convenience of main-floor laundry and an inviting layout ideal for everyday living and entertaining. Snuggle up in front of the fireplace on those cold MN winter nights. Off of the large eat-in kitchen, step outside to the patio in the backyard, perfect for relaxing or enjoying outdoor gatherings. The lower level adds even more versatility with a fourth bedroom, large family room, and additional storage space that could easily serve as a hobby room, home office, or flex space. The finished attached two-car garage provides added convenience and storage. Ideally located just one block from Lake Pepin, this home offers easy access to the lake and surrounding recreational opportunities. A great combination of space, functionality, and location.

Details
Maps
Contract Information
Status: Active
Contingency: None
Current Price: 475000
Original List Price: 475000
ListPrice: 475000
List Date: 2026-09-23
Owner is an Agent?: No
Auction?: No
General Property Information
Common Wall: Yes
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 1
Waterfront YN: No
Year Built: 2003
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bedrooms: 4
Baths Total: 3
Bath Full: 1
Bath Three Quarters: 2
Main Floor Total SqFt: 2129
Above Grd Total SqFt: 2129
Below Grd Total SqFt: 2105
Total SqFt: 4234
Total Finished Sqft: 4234.00
FireplaceYN: Yes
Style: (TH) Side x Side
Foundation Size: 2105
Garage Stalls: 2
Lot Dimensions: 68x94
Acres: 0.14
Assessment Pending: No
Location Tax and Other Information
House Number: 1020
Street Direction Prefix: S
Street Name: Oak
Street Suffix: Street
Postal City: Lake City
County: Wabasha
State: MN
Zip Code: 55041
Complex/Dev/Subdivision: South Oak Ridge Twnhms
Assessments
Tax With Assessments: 5112
Building Information
Finished SqFt Above Ground: 2129
Finished SqFt Below Ground: 2105
Lease Details
Land Leased: Not Applicable
Lock Box Type
Lock Box Source: SEMR
Miscellaneous Information
DP Resource: Yes
Homestead: Yes
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Dimensions: 22x22
Garage Door Height: 7
Garage Door Width: 16
Garage Square Feet: 484
Public Survey Info
Range#: 12
Section#: 4
Township#: 111
Property Features
Accessible: Grab Bars In Bathroom
Air Conditioning: Central Air
Amenities Unit: Cable; Ceiling Fan(s); Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Patio; Primary Bedroom Walk-In Closet; Vaulted Ceiling(s); Washer/Dryer Hookup
Appliances: Air-To-Air Exchanger; Cooktop; Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer
Basement: Concrete Block; Egress Windows; Full; Partially Finished; Storage Space
Bath Description: Main Floor Full Bath; 3/4 Primary; 3/4 Basement
Construction Materials: Block; Frame
Construction Status: Previously Owned
Dining Room Description: Breakfast Bar; Living/Dining Room
Electric: Circuit Breakers
Exterior: Brick Veneer; Metal
Family Room Characteristics: Lower Level
Fencing: Composite
Fireplace Characteristics: Gas Burning; Living Room
Foundation: Concrete Block; Poured Concrete
Fuel: Natural Gas
Heating: Baseboard; Forced Air
Internet Options: Cable; DSL
Laundry: Electric Dryer Hookup; Laundry Room; Main Level; Sink; Washer Hookup
Lock Box Type: Supra
Lot Description: Tree Coverage - Light
Parking Characteristics: Finished Garage; Garage Door Opener
Road Frontage: City Street; Curbs; Paved Streets; Storm Sewer
Road Responsibility: Public Maintained Road
Roof: Age 8 Years or Less; Asphalt Shingles; Pitched
Sellers Terms: Cash; Conventional; FHA; VA
Sewer: City Sewer/Connected
Special Search: 3 BR on One Level; Main Floor Bedroom; Main Floor Laundry; Primary Bdr Suite
Stories: One
Townhouse Characteristics: End Unit; Street-Level
Water: City Water/Connected
Room Information
Room Name Dimensions Level
Bathroom12x10Main
Bathroom7.10x9Main
Bathroom7x9.8Lower
Dining Room11.8x11.4Main
Family Room21.8x20.6Lower
First (1st) Bedroom15.4x14Main
Fourth (4th) Bedroom13.8x14.4Lower
Foyer13x5.9Main
Kitchen13x19Main
Laundry7.10x9Main
Living Room15.8x23.8Main
Second (2nd) Bedroom10.8x10.4Main
Storage Room41x22.6Lower
Third (3rd) Bedroom11x10.4Main

Listing Office: Lakeshore Real Estate Krage &

Last Updated: October - 06 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

Wednesday 7th of October 2026 09:06 AM

218-998-4400

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