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$400,000
1234 Mill Creek Circle
Saint Cloud, MN 56303
MLS# 7040933
5 beds | 4 baths | 3496 sqft
Property DescriptionWelcome to this beautifully maintained two-story home offering 5 bedrooms, 4 bathrooms, and a spacious 3-car garage with exceptional living space inside and out. From the inviting curb appeal to the thoughtfully designed floor plan, this home blends comfort, functionality, and quality updates throughout.
The bright main level is filled with natural light from abundant windows and features refinished hardwood floors, a spacious living room, a cozy family room with a fireplace, a private office, formal and informal dining spaces, main-level laundry, and an updated kitchen with painted cabinetry, granite countertops, tile backsplash, built-in wine rack, and stainless steel appliances. Step outside to the maintenance-free deck, stamped concrete patio, and screened cedar gazebo, creating multiple spaces to relax or entertain while overlooking the beautifully wooded backyard.
Upstairs, you'll find four bedrooms, including a spacious primary suite with a walk-in closet and private bath featuring a soaking tub and separate shower. An additional 3/4 bathroom serves the remaining upper-level bedrooms.
The finished lower level offers outstanding flexibility with a large recreation room, kitchenette complete with cabinetry, sink, microwave, dishwasher, and refrigerator, a fifth bedroom, a 3/4 bathroom, plus two additional flex rooms ideal for hobbies, fitness, a home office, or storage.
Major updates include a hail-resistant roof, high-efficiency furnace and A/C, updated kitchen, remodeled upper-level bathrooms, refinished hardwood floors, maintenance-free deck, stamped concrete patio, screened cedar gazebo, new water heater, and attic insulation.
Conveniently located near parks, walking and biking trails, pickleball courts, shopping, restaurants, healthcare, and recreation, this home offers an exceptional combination of space, thoughtful updates, and outdoor enjoyment.
Status: Active
Contingency: Sale of Another Property
Current Price: 400000
Original List Price: 400000
ListPrice: 400000
List Date: 2026-07-24
Owner is an Agent?: No
Auction?: No
Assoc Mgmt Co. Phone #: 320-292-3766
Association Fee Frequency: Annually
Association Mgmt Co. Name: Mill Creek HOA
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Waterfront YN: No
Year Built: 1996
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bedrooms: 5
Baths Total: 4
Bath Full: 1
Bath Three Quarters: 2
Bath Half: 1
Main Floor Total SqFt: 1276
Above Grd Total SqFt: 2236
Below Grd Total SqFt: 1260
Total SqFt: 3496
Total Finished Sqft: 3432.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 1260
Association Fee: 600
Garage Stalls: 3
Lot Dimensions: 121x164x80x174
Acres: 0.4
House Number: 1234
Street Name: Mill Creek
Street Suffix: Circle
Postal City: Saint Cloud
Zip Code: 56303
Complex/Dev/Subdivision: Mill Creek
Tax With Assessments: 5682
Finished SqFt Above Ground: 2236
Finished SqFt Below Ground: 1196
Land Leased: Not Applicable
DP Resource: Yes
Homestead: Yes
Air Conditioning: Central Air
Amenities Unit: Ceiling Fan(s); Deck; Exercise Room; Hardwood Floors; Kitchen Window; Patio; Porch; Primary Bedroom Walk-In Closet; Tile Floors; Walk-In Closet; Washer/Dryer Hookup; Wet Bar
Appliances: Dishwasher; Disposal; Microwave; Range; Refrigerator
Association Fee Includes: Shared Amenities
Basement: Concrete Block; Egress Windows; Full; Kitchenette; Sump Pump
Bath Description: Double Sink; Main Floor 1/2 Bath; Upper Level 3/4 Bath; Upper Level Full Bath; Full Primary; Private Primary; 3/4 Basement; Bathroom Ensuite; Separate Tub & Shower; Walk-In Shower Stall
Construction Status: Previously Owned
Dining Room Description: Breakfast Bar; Kitchen/Dining Room; Separate/Formal Dining Room
Exterior: Brick/Stone; Vinyl
Family Room Characteristics: 2 or More; Entertainment/Media Center; Family Room; Lower Level; Main Level
Fireplace Characteristics: Amusement Room; Family Room; Gas Burning
Foundation: Concrete Block
Laundry: Electric Dryer Hookup; Laundry Room; Main Level; Sink; Washer Hookup
Lot Description: Tree Coverage - Medium
Parking Characteristics: Garage Door Opener
Roof: Age Over 8 Years; Asphalt Shingles
Sellers Terms: Cash; Conventional; FHA; VA
Sewer: City Sewer/Connected
Special Search: 3 BR on One Level; 4 BR on One Level; Main Floor Laundry; Primary Bdr Suite
Water: City Water/Connected
| Room Name | Dimensions | Level |
| Dining Room | 11x12 | Main |
| Dining Room | 10x14 | Main |
| Exercise Room | 10x13 | Lower |
| Family Room | 14x13 | Main |
| Fifth (5th) Bedroom | 11x11 | Lower |
| First (1st) Bedroom | 11x13 | Upper |
| Flex Room | 9x9 | Lower |
| Fourth (4th) Bedroom | 13x12 | Upper |
| Kitchen | 12x11 | Main |
| Laundry | 9x8 | Main |
| Living Room | 11x13 | Main |
| Office | 11x9 | Main |
| Recreation Room | 36x13 | Lower |
| Second (2nd) Bedroom | 14x12 | Upper |
| Third (3rd) Bedroom | 10x13 | Upper |
| Deck | 19x17 | Main |
| Patio | 14x16 | Main |
| Porch | 17x8 | Main |
| Screened Porch | 15x15 | Main |
Listing Office: Keller Williams Classic Rlty NW
Last Updated: October - 11 - 2026

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Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal.
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Wednesday 14th of October 2026 01:30 AM