1324 1st Street N, Saint Cloud, MN 56303 (MLS# 7102225)


$279,000
1324 1st Street N
Saint Cloud, MN 56303
MLS# 7102225
7 beds  |  3 baths  |  3800 sqft


1324 1st Street N, Saint Cloud, MN 56303
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1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303 1324 1st Street N, Saint Cloud, MN 56303

Property Description
Excellent opportunity for both investors or owner-occupants with immediate income potential! This spacious duplex features a 3-bedroom upper unit and a 4-bedroom lower unit, offering an attractive layout for tenants and strong rental demand. Brand-new carpet on the main and lower levels provides a fresh update, making it easy to lease and minimizing upfront maintenance costs. Whether you're an experienced investor or looking to house hack your way into real estate, this property as a lot of upside. Live in one unit while renting the other to significantly offset your mortgage, or lease both units to maximize cash flow. Located on a desirable corner lot in a convenient St. Cloud neighborhood, the property also offers a large off-street parking pad, a valuable amenity for tenants. With the opportunity to place new tenants at current market rents, this huge duplex offers immediate upside and long-term wealth-building potential.

Details
Maps
Contract Information
Status: Active
Contingency: None
Current Price: 279000
Original List Price: 279000
ListPrice: 279000
List Date: 2026-07-02
Owner is an Agent?: No
Auction?: No
General Property Information
Lot Measurement: Acres
Multiple PIDs?: No
Owner Occupied: No
Waterfront YN: No
Year Built: 1910
Yearly/Seasonal: Yearly
Zoning: Residential-Multi-Family
Bedrooms: 7
Baths Total: 3
Main Floor Total SqFt: 2000
Above Ground SqFt: 2000
Below Grd Total SqFt: 1800
Total SqFt: 3800
Foundation Size: 1802
Style: (MF) Duplex Up and Down
Total Finished Sqft: 2800.00
Lot Dimensions: 83x102
Acres: 0.19
Assessment Pending: Unknown
Location Tax and Other Information
House Number: 1324
Street Name: 1st Street
Street Direction Suffix: N
Postal City: Saint Cloud
County: Stearns
State: MN
Zip Code: 56303
Assessments
Tax With Assessments: 2310
Building Information
Finished SqFt Above Ground: 2000
Finished SqFt Below Ground: 800
Lease Details
Land Leased: Not Applicable
Miscellaneous Information
Homestead: No
Ownership
Fractional Ownership: No
Unit 1
Furnished?: No
Leased?: No
Level: Multi-Level
Unit Number: 1
1/2 Baths: 1
Annual Rent: 18600
Finished SqFt: 2352
Full Baths: 1
Monthly Rent: 1550
No. of Units Like This: 1
Total Baths: 2
Total Bedrooms: 4
Total Rooms: 6
Unit 2
Furnished?: No
Leased?: No
Unit Number: 2
Annual Rent: 17100
Finished SqFt: 1000
Full Baths: 1
Monthly Rent: 1425
No. of Units Like This: 1
Total Baths: 1
Total Bedrooms: 3
Total Rooms: 7
Unit Details
Total Units: 2
Property Features
Accessible: None
Basement: Egress Windows; Full
Construction Status: Previously Owned
Exterior: Aluminum Siding
Fencing: None
Foundation: Concrete Block
Fuel: Natural Gas
Heating: Forced Air
Lot Description: Corner Lot; Tree Coverage - Light
Owner Pays: Sewer; Taxes; Water
Parking Characteristics: Paved Lot
Pool Description: None
Road Frontage: Curbs; Paved Streets; Sidewalks
Roof: Asphalt Shingles
Sellers Terms: Cash; Conventional
Sewer: City Sewer/Connected
Stories: Two
Tenant Pays: Electricity; Fuel; Gas
Unit 1 Appliances: Dryer; Microwave; Range; Washer
Unit 1 Special Search: Main Floor Bedroom; 3 BR on One Level
Unit 2 Bath Description: Upper Level Full Bath
Water: City Water/Connected

Listing Office: eXp Realty

Last Updated: July - 02 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

Friday 3rd of July 2026 02:35 AM

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