17605 Finch Court, Cold Spring, MN 56320 (MLS# 7153385)


$499,900
17605 Finch Court
Cold Spring, MN 56320
MLS# 7153385
3 beds  |  2 baths  |  1664 sqft


Welcome to 17605 Finch Ct on the Sauk River Chain of Lakes + Rich Spring Golf Course Neighborhood
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Welcome to 17605 Finch Ct on the Sauk River Chain of Lakes + Rich Spring Golf Course Neighborhood 30ft Mainentance free deck to enjoy your lake view Location can't be beat! Just short walk to the club house or the bar & restaurant... All while on the Chain of Lakes The Sauk River Chain of Lakes has 15 connected lakes that offer hours of boating and fishing enjoyment Welcome entrance with minial steps - attached oversized 2 stall garage w/side garage door too Imagine walking in to this view everyday - and warm up by the gas fireplace, for instant warmth. Brand new knock down ceiling and recessed lights throughout the main level Open layout, gas fireplace and oversized sliding patio door for easy access to the maintenance free deck Cozy up and enjoy the unobstructed views! Seamless flow from the kitchen/dining - more of the fabulous view! Knotty alder custom cabinets, stainless steel appliances and quartz countertops - move-in ready! Reverse osmosis water filteration system recently added - great counter space for prepping and hosting Custom built-in pantry with pull out drawers. New refrigerator in 2026 First bedroom on the main level. Queen bed, Solid core paneled doors, new lighting and custom closet organizers. Views of the lake! Second bedroom with queen bed on the main with built-in dresser and closet organizers. Charming main-level 3/4 bath with a classic clawfoot tub—perfect for a relaxing soak after a day on the links or the lake The views dont stop upstairs - enjoy them from the walkout lower level family room as well! Wall of windows and plenty of space to relaxing or entertaining How about watching the big game or a good movie with the ambiance of the fireplace and the lake (TV virtually added) The lower level wet bar is an added bonus while entertaining friends and family (virtually decorated wet bar) Plenty room for a table - poker table? dining table? foosball table? - you can choose! (virtually decorated wet bar) Lower level bedroom with built-in dresser and lake views Additional 3/4 bath in the lower level featuring a walk-in shower, pedestal sink, and tiled floors and walls Highly desireable gradual slope to the lake Glass railing offers completely unobstructed views for Great Northern Lake. Maintenance free 30ft long deck Location, Location, Location! Miles of boating out your back door and hours of fun on the local golf course just down the road 17605 Finch Court, Cold Spring, MN 56320 17605 Finch Court, Cold Spring, MN 56320 17605 Finch Court, Cold Spring, MN 56320
Open House (10/10/2026 - 10:00 am - 12:00 pm)

Property Description
Lake home with golf at your doorstep. Small-town living with big-city convenience. This 3-bedroom, 2-bath walkout rambler offers an incredible location on the Sauk River Chain of Lakes in the Rich Spring Golf Course neighborhood. The main level features two bedrooms a bathroom and an updated kitchen with quartz countertops, stainless steel appliances, and custom cabinetry along with stunning, unobstructed lake views from the living room that create a private, secluded feel. The lower level adds a third bedroom and bath, spacious family room and wet bar—perfect for entertaining after a day on the lake or golf course. An oversized 2-stall attached garage offers plenty of storage, plus a dedicated golf cart garage door for easy access to the course. Tucked away on a quiet cul-de-sac, yet just minutes from groceries, restaurants, breweries, schools, and more. Approximately 20 minutes to St. Cloud and 1 hour to the Metro, this is an exceptional opportunity for a lake home, full-time residence or a slower pace of life without sacrificing convenience.

Details
Maps
Contract Information
Status: Active
Contingency: None
Current Price: 499900
Original List Price: 499900
ListPrice: 499900
List Date: 2026-10-05
Owner is an Agent?: No
Auction?: No
General Property Information
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Road Btwn WF & Home?: No
Waterfront Frontage: 77
Waterfront YN: Yes
Year Built: 1979
Yearly/Seasonal: Yearly
Zoning: Lot, Shoreline, Residential-Single Family
Bedrooms: 3
Baths Total: 2
Bath Three Quarters: 2
Main Floor Total SqFt: 832
Above Grd Total SqFt: 832
Below Grd Total SqFt: 832
Total SqFt: 1664
Total Finished Sqft: 1664.00
FireplaceYN: Yes
Lake/Waterfront Name: Great Northern
Style: (SF) Single Family
Foundation Size: 832
Power Company: Xcel Energy
Garage Stalls: 2
Lot Dimensions: 60x143x77x104
Acres: 0.24
Assessment Pending: No
Location Tax and Other Information
House Number: 17605
Street Name: Finch
Street Suffix: Court
Postal City: Cold Spring
County: Stearns
State: MN
Zip Code: 56320
Complex/Dev/Subdivision: Fairway Shores
Assessments
Assessment Balance: 8
Tax With Assessments: 3692
Basement
Foundation Dimensions: 26x32
Building Information
Finished SqFt Above Ground: 832
Finished SqFt Below Ground: 832
Lake Details
Lake Acres: 195
Lake Chain Acreage: 2849
Lake Chain Name: Sauk River
Lake Depth: 16
Lease Details
Land Leased: Not Applicable
Lock Box Type
Lock Box Source: SCAAR
Miscellaneous Information
DP Resource: Yes
Homestead: No
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Dimensions: 28x22
Garage Door Height: 7
Garage Door Width: 16
Garage Square Feet: 616
Public Survey Info
Range#: 30
Section#: 20
Township#: 123
Property Features
Accessible: No Stairs Internal
Air Conditioning: Central Air
Amenities Unit: Boat Slip; Deck; Dock; In-Ground Sprinkler; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Paneled Doors; Panoramic View; Patio; Security System; Washer/Dryer Hookup; Wet Bar
Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer; Water Filtration System; Water Osmosis System
Assumable Loan: Not Assumable
Basement: Concrete Block; Full
Bath Description: Main Floor 3/4 Bath; 3/4 Basement
Construction Materials: Block
Construction Status: Previously Owned
Dining Room Description: Eat In Kitchen; Kitchen/Dining Room; Living/Dining Room
Elevation Highpoint to Waterfront Slope: Gradual; Level
Exterior: Brick/Stone; Steel Siding
Family Room Characteristics: Lower Level
Fireplace Characteristics: Family Room; Gas Burning; Living Room
Foundation: Concrete Block
Fuel: Natural Gas
Heating: Forced Air
Lake Details: Sand
Laundry: Laundry Room; Lower Level; Sink
Lock Box Type: Supra
Lot Description: Accessible Shoreline; Tree Coverage - Light
Parking Characteristics: Garage Door Opener
Property Subtype: Ranch-Style Home
Road Frontage: Cul De Sac; No Outlet/Dead End; Paved Streets; Township
Road Responsibility: Public Maintained Road
Roof: Age Over 8 Years; Architectural Shingle; Asphalt Shingles; Pitched
Sellers Terms: Cash; Conventional; FHA; Rural Development; VA
Sewer: Private Sewer; Septic System Compliant - Yes; Tank with Drainage Field
Special Search: Main Floor Bedroom; Main Floor Primary; Renovated
Stories: One
Water: Drilled; Well
Waterfront Type: Lake Front
Waterfront View: Lake
Room Information
Room Name Dimensions Level
Bar/Wet Bar Room12.5x8.5Lower
Deck30x7Main
Dining Room13.5x12Main
Family Room18.5x15.5Lower
First (1st) Bedroom11x9.5Main
Kitchen13.5x12Main
Laundry13.5x9Lower
Living Room17.5x13.5Main
Patio18x8Lower
Second (2nd) Bedroom11x9.5Main
Third (3rd) Bedroom10.5x8Lower

Listing Office: RE/MAX Results

Last Updated: October - 08 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

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