2305 1st Street S, Saint Cloud, MN 56301 (MLS# 6770419)


$270,000
2305 1st Street S
Saint Cloud, MN 56301
MLS# 6770419
Status: Closed
7 beds  |  3 baths  |  3616 sqft


2305 1st Street S, Saint Cloud, MN 56301
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Property Description
Investor Alert! Income-Generating Duplex in the Heart of St. Cloud Cash flows from day one! This spacious duplex is a rare find with incredible rental potential and the opportunity to build instant equity. The main unit features 4 generously sized bedrooms, 2 full bathrooms, two living rooms, a deck, and a charming wrap-around patio — perfect for entertaining or relaxing evenings. The lower unit offers even more flexibility, with potential for 3 bedrooms, a full kitchen, and a comfortable living area. Whether you're looking to generate passive income, or convert it into a large single-family home, the options are endless. Located in a convenient neighborhood right across the street from a beautiful park and just minutes from shops, restaurants, and major routes — this property is a must-see. Put in a little sweat equity and unlock the full potential of this gem. Don't miss your chance to own a high-potential property in the heart of St. Cloud!

Details
Maps
Contract Information
Status: Closed
Off Market Date: 2025-10-03
Contingency: None
Current Price: 277500
Closed Date: 2025-10-06
Original List Price: 270000
ListPrice: 270000
Sales Close Price: 277500
List Date: 2025-08-18
Owner is an Agent?: No
Auction?: No
General Property Information
Lot Measurement: Acres
Multiple PIDs?: No
Owner Occupied: No
Waterfront YN: No
Year Built: 1954
Yearly/Seasonal: Yearly
Zoning: Residential-Multi-Family, Residential-Single Famil
Bedrooms: 7
Baths Total: 3
Main Floor Total SqFt: 1404
Above Ground SqFt: 2344
Below Grd Total SqFt: 1272
Total SqFt: 3616
Foundation Size: 1404
Style: (MF) Duplex Up and Down
Total Finished Sqft: 3416.00
Lot Dimensions: irregular
Acres: 0.25
Assessment Pending: No
Location Tax and Other Information
House Number: 2305
Street Name: 1st
Street Suffix: Street
Street Direction Suffix: S
Postal City: Saint Cloud
County: Stearns
State: MN
Zip Code: 56301
Complex/Dev/Subdivision: Colonial Gardens Add
Assessments
Tax With Assessments: 2788
Building Information
Finished SqFt Above Ground: 2344
Finished SqFt Below Ground: 1072
Income and Expenses
Annual Electric Expense: 3092
Annual Gross Expenses: 10383
Annual Gross Income: 15600
Annual Insurance Expense: 3405
Annual Maintenance Expense: 1844
Annual Net Income: 5217
Annual Water/Sewer Expense: 1032
Total Annual Expenses: 10383
Lease Details
Land Leased: Not Applicable
Miscellaneous Information
DP Resource: Yes
Homestead: Yes
Ownership
Fractional Ownership: No
Public Survey Info
Range#: 28
Section#: 15
Township#: 124
Unit 1
Furnished?: No
Leased?: No
Level: Multi-Level
Unit Number: 1
# of Fireplaces: 1
Annual Rent: 18300
Finished SqFt: 2579
Full Baths: 2
Monthly Expense: 577
Monthly Rent: 1525
No. of Units Like This: 1
Total Baths: 2
Total Bedrooms: 4
Total Rooms: 8
Unit 2
Furnished?: No
Leased?: No
Level: Below Ground
Unit Number: 2
3/4 Baths: 1
Annual Rent: 7800
Finished SqFt: 1272
Monthly Expense: 288
Monthly Rent: 650
No. of Units Like This: 1
Total Baths: 1
Total Bedrooms: 3
Total Rooms: 5
Unit Details
Total Units: 2
Property Features
Accessible: None
Amenities Shared: Common Laundry Facility
Basement: Egress Windows; Full; Single Tenant Access
Construction Materials: Brick
Construction Status: Previously Owned
Exterior: Brick/Stone; Metal
Fencing: Partial
Financing Terms: VA
Foundation: Concrete Block
Fuel: Natural Gas
Heating: Baseboard; Boiler; Hot Water
Laundry: Common Area; In Basement; Laundry Room; Upper Level
Lot Description: Tree Coverage - Medium
Parking Characteristics: Driveway - Shared
Rental License Type: Standard
Road Frontage: City Street
Road Responsibility: Public Maintained Road
Roof: Pitched
Sellers Terms: Cash; Conventional
Sewer: City Sewer/Connected
Stories: Two
Unit 1 Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer
Unit 1 Bath Description: Main Floor Full Bath; Upper Level Full Bath
Unit 1 Cooling: Wall
Unit 1 Dining Room Description: Kitchen/Dining Room
Unit 1 Fireplace Char: Insert; Living Room; Wood Burning
Unit 2 Appliances: Microwave; Range; Refrigerator
Unit 2 Bath Description: 3/4 Basement
Unit 2 Cooling: None
Unit 2 Dining Room Description: Eat In Kitchen
Water: City Water/Connected

Listing Office: Keller Williams Integrity NW

Last Updated: October - 08 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

Friday 9th of October 2026 01:17 AM

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