4296 Cottage Park Road, Saint Paul, MN 55110 (MLS# 7101492)


$1,740,000
4296 Cottage Park Road
Saint Paul, MN 55110
MLS# 7101492
Status: Closed
3 beds  |  3 baths  |  3204 sqft


4296 Cottage Park Road, Saint Paul, MN 55110
  1 / 29  
4296 Cottage Park Road, Saint Paul, MN 55110 4296 Cottage Park Road, Saint Paul, MN 55110 4296 Cottage Park Road, Saint Paul, MN 55110 4296 Cottage Park Road, Saint Paul, MN 55110 1920x1280_100_1782400338654_17823338477230s7a5025.jpg 1920x1280_100_1782400341772_17823339349890s7a5027.jpg 1920x1280_100_1782400347801_17823342677560s7a5038.jpg 4296 Cottage Park Road, Saint Paul, MN 55110 1920x1280_100_1782400346043_17823341463050s7a5033.jpg 1920x1280_100_1782400350901_17823343795240s7a5044.jpg 1920x1280_100_1782400373436_17823363225780s7a5124.jpg 1920x1280_100_1782400379869_17823368843720s7a5151.jpg 1920x1280_100_1782400355153_17823346629770s7a5054.jpg 1920x1280_100_1782400352817_17823345654170s7a5049.jpg 1920x1280_100_1782400358267_17823347872850s7a5058.jpg 1920x1280_100_1782400360663_17823349417530s7a5063.jpg 1920x1280_100_1782400361465_17823350779960s7a5069.jpg 1920x1280_100_1782400366488_17823353577310s7a5079.jpg 1920x1280_100_1782400367091_17823354368870s7a5084.jpg 1920x1280_100_1782400367666_17823355148360s7a5089.jpg 1920x1280_100_1782400368287_17823356431020s7a5094.jpg 1920x1280_100_1782400369085_17823357673980s7a5099.jpg 1920x1280_100_1782400369677_17823358670730s7a5104.jpg 1920x1280_100_1782400372244_17823361193150s7a5114.jpg 1920x1280_100_1782400372809_17823362105150s7a5118.jpg 1920x1280_100_1782400371636_17823359301060s7a5108.jpg 1920x1280_100_1782400378132_17823365021970s7a5133.jpg 1920x1280_100_1782400378700_17823366405380s7a5139.jpg 1920x1280_100_1782400379255_17823367648060s7a5146.jpg

Property Description
Welcome to a beautifully appointed turnkey lakefront home on the sought-after west shore of White Bear Lake. Offering over 2,100 finished square feet, this exceptional residence is being offered fully furnished with tasteful lake-inspired décor, gas grill, dock, and boatlift included. Designed for effortless enjoyment, this home provides the rare opportunity to begin experiencing the lake lifestyle immediately on one of Minnesota’s most desirable lakes. Located in the highly desirable Cottage Park neighborhood, this home offers the perfect balance of peaceful waterfront living and convenient access to the community. A short five-minute walk brings you to White Bear Lake’s favorite restaurants, coffee shops, boutiques, live music venues, and local gathering places. From the moment you enter, expansive panoramic views of White Bear Lake capture your attention and become the heart of the home. The inviting screened porch and lakeside deck create wonderful spaces to enjoy morning coffee, evening gatherings, or quiet moments taking in the beauty of the water and the refreshing lake breeze. Inside, thoughtful details and comfortable spaces create a warm and inviting atmosphere. The custom stone gas fireplace anchors the spacious living room, while the open-concept layout seamlessly connects the living area, dining space, and eat-in kitchen. Perfect for entertaining family and friends, the kitchen features granite countertops, custom tile backsplash, stainless steel appliances, custom cabinetry with pull-out shelving, and a generous walk-in pantry. Nearly every room showcases beautiful lake views. A main-level bedroom, three-quarter bathroom, and abundant storage complete the first floor. Just steps from the home, the heated oversized detached two-car garage provides exceptional flexibility for vehicles, recreational equipment, lake gear, and additional storage. The upper level offers two additional bedrooms and two bathrooms, including a private primary suite designed to take full advantage of the breathtaking waterfront setting. A dramatic wall of windows frames spectacular lake views, while the private balcony offers the perfect retreat for morning coffee or sunset evenings. The suite also includes a custom built-in office workspace, spacious walk-in closet, and beautifully finished en suite bathroom. The upper level also features a generously sized third bedroom, full bathroom, and large laundry room with utility sink for added convenience. A unique feature of the home is the versatile lower-level storage area, accessible from both the kitchen pantry and exterior double doors. This flexible space is ideal for seasonal furnishings, lake toys, outdoor equipment, and storage needs. Step outside and experience the enjoyment of true lakefront living. With the included gas grill, dock, and boat lift, this home is ready for memorable summers on White Bear Lake. Whether boating, swimming, entertaining family and friends, or simply enjoying peaceful mornings and beautiful sunrises over the water, this property offers the relaxed lake lifestyle buyers dream about. An exceptional opportunity to own a beautifully furnished lakefront home in one of White Bear Lake’s most desirable neighborhoods—offering stunning views, thoughtful updates, and the convenience of a turnkey waterfront retreat.

Details
Maps
Documents
Contract Information
Status: Closed
Off Market Date: 2026-07-30
Contingency: None
Current Price: 1650000
Closed Date: 2026-10-09
Original List Price: 1740000
Sales Close Price: 1650000
ListPrice: 1740000
List Date: 2026-07-01
Owner is an Agent?: No
Auction?: No
General Property Information
Assoc Mgmt Co. Phone #: 651-324-5221
Association Fee Frequency: Annually
Association Mgmt Co. Name: Cottage Park Homeowners Ass.
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 1
Road Btwn WF & Home?: No
Waterfront Frontage: 48
Waterfront YN: Yes
Year Built: 2000
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bedrooms: 3
Baths Total: 3
Bath Full: 2
Bath Three Quarters: 1
Main Floor Total SqFt: 1068
Above Grd Total SqFt: 2136
Below Grd Total SqFt: 1068
Total SqFt: 3204
Total Finished Sqft: 2136.00
FireplaceYN: Yes
Lake/Waterfront Name: White Bear
Style: (SF) Single Family
Foundation Size: 1068
Association Fee: 50
Garage Stalls: 2
Lot Dimensions: Irregular
Acres: 0.09
Assessment Pending: No
Location Tax and Other Information
House Number: 4296
Street Name: Cottage Park
Street Suffix: Road
Postal City: Saint Paul
County: Ramsey
State: MN
Zip Code: 55110
Complex/Dev/Subdivision: Cottage Park
Assessments
Tax With Assessments: 15626
Building Information
Finished SqFt Above Ground: 2136
Lake Details
Lake Acres: 2427
Lake Depth: 83
Lease Details
Land Leased: Not Applicable
Miscellaneous Information
Homestead: No
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Square Feet: 462
Public Survey Info
Range#: 22
Section#: 23
Township#: 30
Property Features
Accessible: None
Air Conditioning: Central Air; Ductless
Association Fee Includes: None
Basement: Storage Space
Construction Status: Previously Owned
Exterior: Stucco
Financing Terms: Cash
Foundation: Combination; Concrete Perimeter
Fuel: Natural Gas
Heating: Forced Air
Lock Box Type: Combo
Sewer: City Sewer/Connected
Stories: Two
Water: City Water/Connected
Waterfront Type: Lake Front

Listing Office: Home Avenue Flat Fee Realty

Last Updated: October - 09 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

Friday 16th of October 2026 08:50 PM

218-998-4400