4320 Cottage Park Road, White Bear Lake, MN 55110 (MLS# 6793488)


$1,595,000
4320 Cottage Park Road
White Bear Lake, MN 55110
MLS# 6793488
Status: Closed
5 beds  |  5 baths  |  4830 sqft


4320 Cottage Park Road, White Bear Lake, MN 55110
  1 / 59  
4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110 4320 Cottage Park Road, White Bear Lake, MN 55110

Property Description
Welcome to this beautifully updated Cass Gilbert–style cottage, perfectly situated on 70+ feet of prime lakeshore in the highly desirable Cottage Park neighborhood. Blending timeless architectural charm with modern amenities, this spacious home offers thoughtfully designed updates throughout. The main level features an inviting kitchen with a dining area and cozy gas fireplace, a bright family room, charming sunroom with new windows and carpet, sitting room, and formal dining or living room—providing flexible spaces for everyday living and entertaining. A newly added breezeway, mudroom, and laundry room offer convenience and expanded functionality. The new attached garage includes a workshop area. Upstairs, you’ll find four bedrooms, an attached ensuite bath and a fully remodeled bathroom. Large windows throughout the home showcase stunning lake views and fill the rooms with natural light. The walkout lower level adds even more living space with a second family room, bathroom, additional laundry room, and ample storage. A standout feature of this home is the added versatile private suite—perfect as a mother-in-law suite, guest retreat, home office, or multi-generational living space. This thoughtfully designed area includes its own bedroom, bathroom, family room, office, and wetbar, plus direct access to a private deck overlooking the lake, making it an ideal independent living space. Located within walking distance to downtown White Bear Lake, you can enjoy boutique shopping, dining, and community events just steps from your door. This rare lakeshore opportunity offers modern living, classic character, and an unbeatable location.

Details
Maps
Contract Information
Status: Closed
Off Market Date: 2025-12-09
Contingency: None
Current Price: 1622500
Closed Date: 2026-01-02
Original List Price: 1595000
Sales Close Price: 1622500
ListPrice: 1595000
List Date: 2025-12-02
Owner is an Agent?: No
Auction?: No
General Property Information
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Other Parking Spaces: 2
Road Btwn WF & Home?: No
Waterfront Frontage: 73
Waterfront Present: Yes
Year Built: 1884
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bedrooms: 5
Baths Total: 5
Bath Full: 2
Bath Three Quarters: 2
Bath Half: 1
Main Floor Total SqFt: 1741
Above Grd Total SqFt: 3398
Below Grd Total SqFt: 1432
Total SqFt: 4830
Total Finished Sqft: 4140.00
FireplaceYN: Yes
Lake/Waterfront Name: White Bear
Style: (SF) Single Family
Foundation Size: 1432
Garage Stalls: 2
Lot Dimensions: 106x132x73x136
Acres: 0.22
Location Tax and Other Information
House Number: 4320
Street Name: Cottage Park
Street Suffix: Road
Postal City: White Bear Lake
County: Ramsey
State: MN
Zip Code: 55110
Complex/Dev/Subdivision: Cottage Park
Assessments
Assessment Balance: 3402.33
Assessment Installment: 408.28
Tax With Assessments: 24878
Building Information
Finished SqFt Above Ground: 3398
Finished SqFt Below Ground: 742
Elevation Highpoint to Waterfront Feet
Elevation Highpoint Waterfront Feet: 4-10
Lake Details
Lake Acres: 2427
Lake Depth: 83
Lease Details
Land Leased: Not Applicable
Miscellaneous Information
Homestead: Yes
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Dimensions: 24x23
Garage Square Feet: 552
Public Survey Info
Range#: 22
Section#: 23
Township#: 30
Property Features
Accessible: None
Air Conditioning: Central Air
Amenities Unit: Ceiling Fan(s); Deck; French Doors; Hardwood Floors; Kitchen Window; Paneled Doors; Porch; Primary Bedroom Walk-In Closet; Sun Room; Tile Floors; Wet Bar
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer
Basement: Concrete Block; Full; Sump Pump
Bath Description: Main Floor 1/2 Bath; Upper Level 3/4 Bath; Upper Level Full Bath; Full Primary; 3/4 Basement
Construction Status: Previously Owned
Dining Room Description: Eat In Kitchen; Separate/Formal Dining Room
Elevation Highpoint to Waterfront Slope: Gradual
Exterior: Shakes; Wood
Family Room Characteristics: 2 or More; Main Level
Fencing: Wood
Financing Terms: Conventional
Fireplace Characteristics: Brick; Family Room; Gas Burning; Living Room; Wood Burning
Foundation: Concrete Block
Fuel: Natural Gas
Heating: Baseboard; Forced Air
Lake Details: Sand
Laundry: Lower Level; Main Level; Sink
Lot Description: Irregular Lot; Tree Coverage - Medium
Parking Characteristics: Garage Door Opener; Heated Garage
Pool Description: None
Road Frontage: City Street; Paved Streets
Roof: Age 8 Years or Less; Asphalt Shingles
Sellers Terms: Cash; Conventional
Sewer: City Sewer/Connected
Special Search: 4 BR on One Level; Main Floor Laundry; Renovated
Stories: Two
Water: City Water/Connected
Waterfront View: Lake; East
Room Information
Room Name Dimensions Level
Laundry10x9Lower
Laundry9x15Main
Other11x7Lower
Fourth (4th) Bedroom13x11Upper
Amusement Room18x17Lower
Flex Room16x13Lower
Fifth (5th) Bedroom13x10Upper
Kitchen13x12Main
First (1st) Bedroom14x13Upper
Second (2nd) Bedroom13x11Upper
Third (3rd) Bedroom13x10Upper
Living Room26x18Main
Dining Room17x14Main
Family Room13x12Main
Sitting Room24x16Upper

Listing Office: Keller Williams Premier Realty

Last Updated: January - 27 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

Sunday 31st of May 2026 09:24 PM

218-998-4400