4728 4th Street Loop NE, Saint Cloud, MN 56304 (MLS# 7125092)


$329,900
4728 4th Street Loop NE
Saint Cloud, MN 56304
MLS# 7125092
3 beds  |  3 baths  |  2396 sqft


4728 4th Street Loop NE, Saint Cloud, MN 56304
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4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 Front entry of home featuring nice curb appeal Entryway w/ large closet & pretty front door 4728 4th Street Loop NE, Saint Cloud, MN 56304 Spacious living room w/ large picture window provides great natural light on the main level 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 Kitchen features granite center island, newer stove, and new refrigerator 4728 4th Street Loop NE, Saint Cloud, MN 56304 Elevated view of the living room from the kitchen 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 Upper-level laundry conveniently located right across the hall from the primary bedroom 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 Walk-out lower level family room w/ gas fireplace & access to backyard & hot tub 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 Unfinished 4th level w/ tons of potential 4728 4th Street Loop NE, Saint Cloud, MN 56304 Backyard features a hot tub, two-tiered deck, & no backyard neighbors 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 4728 4th Street Loop NE, Saint Cloud, MN 56304 Insulated 3-stall garage heated w/ pellet stove 4728 4th Street Loop NE, Saint Cloud, MN 56304 Seller provided photo of blooming crab apple tree Seller provided photo of wildlife behind the home
Open House (08/20/2026 - 4:30 pm - 6:00 pm)

Property Description
Welcome to this spacious four-level split in the Sauk Rapids school district, offering a comfortable layout, great outdoor space, and plenty of room to make it your own! The open-concept main level creates an inviting flow between the kitchen, dining, and living areas. The kitchen features a granite center island, perfect for meal prep or gathering with family and friends. Upstairs, the primary bedroom suite offers a comfortable retreat with a walk-in closet, projector, and full private bathroom. Laundry is conveniently located right across the hall, while a second bedroom and full bathroom complete the upper level. Downstairs, the walk-out lower-level family room provides a cozy place to relax around the gas fireplace, with convenient access to the hot tub just outside. This level also features a third bedroom and 3/4 bathroom, providing a great space for guests, a home office, and more. The fourth level features an unfinished basement with valuable potential for additional living space. Whether you envision a home gym, hobby room, or workshop, the possibilities are endless. The home has also seen several updates, including a new washer and dryer in 2019, new roof and high-efficiency electric heat pump water heater in 2022, new range in 2024, and new refrigerator in 2026. Outside, enjoy a large yard with no backyard neighbors, creating both added privacy and a peaceful setting where you can watch wildlife right from your own property. The hot tub and two-tiered deck create a great spot to unwind or entertain, while the three-stall heated garage provides generous space for vehicles, toys, storage, and projects throughout the year. Located near golf, shopping, dining, and other local amenities, this home combines space, comfort, privacy, and convenience in a desirable location. Come see everything this property has to offer!

Details
Maps
Contract Information
Status: Active
Contingency: None
Current Price: 329900
Original List Price: 329900
ListPrice: 329900
List Date: 2026-08-11
Owner is an Agent?: No
Auction?: No
General Property Information
Assoc Mgmt Co. Phone #: 763-424-0300
Association Fee Frequency: Annually
Association Mgmt Co. Name: Property Solutions, LLC
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 1
Waterfront YN: No
Year Built: 2005
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bedrooms: 3
Baths Total: 3
Bath Full: 2
Bath Three Quarters: 1
Main Floor Total SqFt: 617
Above Grd Total SqFt: 1234
Below Grd Total SqFt: 1162
Total SqFt: 2396
Total Finished Sqft: 1851.00
FireplaceYN: Yes
Style: (SF) Single Family
Foundation Size: 1234
Power Company: East Central Energy
Association Fee: 324
Garage Stalls: 3
Lot Dimensions: 38' x 25' x 203' x 28' x 189' x 131'
Acres: 0.47
Assessment Pending: No
Location Tax and Other Information
House Number: 4728
Street Name: 4th Street
Street Suffix: Loop
Street Direction Suffix: NE
Postal City: Saint Cloud
County: Benton
State: MN
Zip Code: 56304
Complex/Dev/Subdivision: Waters Edge At Don Lake
Assessments
Tax With Assessments: 4396
Building Information
Finished SqFt Above Ground: 1234
Finished SqFt Below Ground: 617
Lease Details
Land Leased: Not Applicable
Miscellaneous Information
DP Resource: Yes
Homestead: Yes
Ownership
Fractional Ownership: No
Parking Characteristics
Garage Dimensions: 26' x 32'
Garage Square Feet: 880
Public Survey Info
Range#: 30
Section#: 33
Township#: 36
Property Features
Accessible: None
Air Conditioning: Central Air
Amenities Unit: Ceiling Fan(s); Deck; Hot Tub; Kitchen Center Island; Kitchen Window; Natural Woodwork; Primary Bedroom Walk-In Closet; Vaulted Ceiling(s)
Appliances: Air-To-Air Exchanger; Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer; Water Filtration System
Association Fee Includes: Shared Amenities
Basement: Concrete Block; Drain Tiled; Sump Pump
Bath Description: Upper Level Full Bath; 3/4 Basement; Bathroom Ensuite
Construction Materials: Block; Brick; Concrete
Construction Status: Previously Owned
Dining Room Description: Kitchen/Dining Room
Electric: 200+ Amp Service; Circuit Breakers
Exterior: Brick/Stone; Steel Siding
Family Room Characteristics: Family Room; Lower Level
Fencing: None
Fireplace Characteristics: Brick; Family Room; Gas Burning
Foundation: Concrete Block
Fuel: Natural Gas
Heating: Forced Air
Laundry: Laundry Room; Sink; Upper Level
Lock Box Type: Combo
Parking Characteristics: Heated Garage; Insulated Garage
Pool Description: None
Road Frontage: City Street; Curbs; Paved Streets; Sidewalks; Storm Sewer; Street Lights
Road Responsibility: Public Maintained Road
Roof: Age 8 Years or Less; Asphalt Shingles; Pitched
Sellers Terms: Cash; Conventional; FHA; VA
Sewer: City Sewer/Connected
Special Search: 2nd Floor Laundry; Primary Bdr Suite
Stories: Four or More Level Split
Water: City Water/Connected
Room Information
Room Name Dimensions Level
Bathroom5' x 11'Upper
Bathroom6' x 9'Lower
Dining Room10' x 10'Main
Family Room13' x 21'Lower
First (1st) Bedroom11' x 15'Upper
Kitchen11' x 11'Main
Laundry5' x 8'Upper
Living Room13' x 16'Main
Second (2nd) Bedroom10' x 11'Upper
Third (3rd) Bedroom10' x 11'Lower
Primary Bath6' x 9'Upper

Listing Office: Central MN Realty LLC

Last Updated: August - 16 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

Sunday 16th of August 2026 10:40 PM

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