538 Charles Avenue Saint Paul, MN 55103 MLS# 7082191 4 beds | 2 baths | 1630 sqft
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Property Description Owner is an agent, but is not the listing agent. Duplex investment opportunity in the heart of Saint Paul, this property features both units currently occupied by renters, offering immediate rental income potential. Numerous recent repairs and updates have already been completed, including chimney repairs, retaining wall improvements, a new water heater, plus new carpet and fresh paint in the upper unit. The roof was also replaced only two years ago. Conveniently situated close to public transportation, restaurants, shopping, and other local amenities, this property is a great addition to any investment portfolio. If you like the thought of adding a Saint Paul duplex to your portfolio, why not make it two! This property can also be sold as a pair with 454 Sherburne Ave and at a steal for only $410k.
Details
Maps
Contract Information
Status: Active
Contingency: None
Current Price: 204900
Original List Price: 209900
ListPrice: 204900
List Date: 2026-05-29
Owner is an Agent?: Yes
Auction?: No
General Property Information
Lot Measurement: Acres
Multiple PIDs?: No
Owner Occupied: No
Waterfront YN: No
Year Built: 1885
Yearly/Seasonal: Yearly
Bedrooms: 4
Baths Total: 2
Main Floor Total SqFt: 880
Above Ground SqFt: 1530
Below Grd Total SqFt: 100
Total SqFt: 1630
Foundation Size: 880
Style: (MF) Duplex Up and Down
Total Finished Sqft: 1530.00
Power Company: Xcel Energy
Lot Dimensions: 40X124
Acres: 0.11
Assessment Pending: No
Location Tax and Other Information
House Number: 538
Street Name: Charles
Street Suffix: Avenue
Postal City: Saint Paul
County: Ramsey
State: MN
Zip Code: 55103
Complex/Dev/Subdivision: Michels Sub Of Blk 14
Assessments
Tax With Assessments: 4114
Building Information
Finished SqFt Above Ground: 1530
Income and Expenses
Annual Caretaker Expense: 2467
Annual Gross Expenses: 2467
Annual Gross Income: 30840
Annual Net Income: 28372
Total Annual Expenses: 2467
Lease Details
Land Leased: Not Applicable
Miscellaneous Information
DP Resource: Yes
Homestead: No
Ownership
Fractional Ownership: No
Public Survey Info
Range#: 23
Section#: 36
Township#: 29
Unit 1
Furnished?: No
Lease Expiration Date: 2026-05-31
Leased?: Yes
Level: Main Level
Unit Number: 1
Annual Rent: 17040
Finished SqFt: 880
Full Baths: 1
Monthly Rent: 1420
No. of Units Like This: 1
Total Baths: 1
Total Bedrooms: 2
Total Rooms: 5
Unit 2
Furnished?: No
Lease Expiration Date: 2027-04-30
Leased?: Yes
Level: 2nd Level
Unit Number: 2
Annual Rent: 13800
Finished SqFt: 600
Full Baths: 1
Monthly Rent: 1150
No. of Units Like This: 1
Total Baths: 1
Total Bedrooms: 2
Total Rooms: 5
Unit Details
Total Units: 2
Property Features
Accessible: None
Basement: Unfinished
Construction Status: Previously Owned
Exterior: Vinyl
Fencing: Partial
Foundation: Brick/Mortar
Fuel: Natural Gas
Heating: Forced Air
Laundry: None
Lock Box Type: Combo
Owner Pays: Water
Parking Characteristics: Uncovered/Open
Rental License Type: Standard
Roof: Age 8 Years or Less
Sellers Terms: Cash; Conventional; FHA; VA
Sewer: City Sewer/Connected
Stories: Two
Tenant Pays: All Utilities
Unit 1 Cooling: Window
Unit 2 Cooling: Window
Water: City Water/Connected
Listing Office: Keller Williams Realty Integrity Lakes